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Did You Know?

  • That in 2008, the total average expense difference between variable annuities and mutual funds was 1.18%
  • That, as of the fourth quarter 2008, the combined net assets of U.S. variable annuities were valued at $1.2 trillion?
  • In 2008 fixed annuity assets valued at 556 billion a 9% increase from 2007?
  • In 2009, the contribution limits range from $5,000-$6,000 for an IRA, $16,500-$22,000 for a 401k and $200,000 plus for a non-qualified annuity?
  • That the average number of funds per variable annuity contract was 51, in 2008 with an average contract value of $49,200?
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Being a professional who renders retirement advice, financial planning, and retirement services to individuals is a challenge. Look to the Insured Retirement Institute's searchable sources to support the cultivation of a sufficiently knowledgeable sales force—who can explain annuities clearly, accurately, and understandably to the investor.

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Advisors  

Nearly Half of Workers Would Opt for Guaranteed Income for Life

The Employee Benefit Research Institute (EBRI) today released the findings of its 2010 Retirement Confidence Survey (RCS) and found that nearly half of all workers want guaranteed lifetime income.

Variable Annuity Assets Soar in 4Q

The net assets of United States variable annuities posted a double-digit increase in year-to-year quarter comparisons for the first time in eight quarters, advancing at a rate of 20.2 percent.

IRI Announces 4Q Fixed Annuity Data

Through a new, exclusive partnership with Beacon Research, the Insured Retirement Institute (IRI) today announced fourth quarter and 2009 results for the fixed annuity industry.

February 2010 IRI Insight Now Available

The IRI Insight is the Insured Retirement Institute's educational news service that will help financial advisors better convey the benefits of insured retirement strategies to their clients as they look for more guarantees and less stress in this post-crisis world.

FINRA Podcasts

Highly informative podcasts offered through an agreement with the Financial Industry Regulatory Authority (FINRA).

President Calls for All Americans to Have Retirement Accounts

President Barack Obama tonight called for all Americans to have access to retirement accounts in his State of the Union address. Only insured retirement strategies guarantee lifetime income.


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