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Did You Know?
- That in 2008, the total average expense difference between variable annuities and mutual funds was 1.18%
- That, as of the fourth quarter 2008, the combined net assets of U.S. variable annuities were valued at $1.2 trillion?
- In 2008 fixed annuity assets valued at 556 billion a 9% increase from 2007?
- In 2009, the contribution limits range from $5,000-$6,000 for an IRA, $16,500-$22,000 for a 401k and $200,000 plus for a non-qualified annuity?
- That the average number of funds per variable annuity contract was 51, in 2008 with an average contract value of $49,200?
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Frequently Asked Questions (FAQs)
The Insured Retirement Institute's mission is to provide financial advisors, the media, regulators, and other interested parties with information and resources to assist in a better understanding of annuities. The following are answers to frequently asked questions.
Recommended by 741 people What Questions Should be Asked when Interviewing an Advisor?
A critical component of preparing for a secure retirement is the advice and counsel of a financial advisor. In seeking your financial advisor you should have a clear picture of the person’s training, experience, objectivity, and potential conflicts of interest. The following checklist, which you should print out, which provides you with the questions you should ask in selecting the right person.
Recommended by 730 people What Should be Considered When Approaching Financial Planning?
This list provides investors with a list of the things they should consider when approaching financial planning.
Recommended by 218 people Who Should Own an Annuity?
Annuities are appropriate for people with long-term investment horizons who are saving for retirement.
Recommended by 229 people How is a Variable Annuity Different from a Mutual Fund?
The main difference between variable annuities and mutual funds is that annuities provide insurance benefits.
Recommended by 242 people How Do Variable and Fixed Annuities Differ?
The main difference between variable and fixed annuities is who assumes the investment risk.
Recommended by 592 people How can Variable Annuities Help at Tax Time?
Because variable annuities are tax deferred, you don’t report any earnings on your Form 1040. This is not the case with taxable investments.
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