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Did You Know?
- That, as of the first quarter 2011, the combined net assets of U.S. variable annuities were valued at nearly $1.6 trillion, an 11% increase from first quarter 2010 and the highest level ever recorded?
- In 2010 fixed annuity assets were valued at $659 billion a 6% increase from 2009?
- That in 2010, the total average expense difference between variable annuities and mutual funds was 1.01%?
- In 2011, the contribution limits range from $5,000-$6,000 for an IRA, $16,500-$22,000 for a 401(k) and $200,000 plus for a non-qualified annuity?
- That the average number of funds per variable annuity contract was 50 in 2010, of which 47% of assets were invested in equities, 11% in bonds, and 20% in fixed-rate accounts?
- That the guaranteed lifetime withdrawal benefit was offered on 79% of variable annuities in 2011 and was elected by 65% of contract holders?
- Boomers who own annuities have a higher confidence in retirement expectations, with 92% believing they are doing a good job in preparing for retirement?
Consumers
Tools to Assist in Your Retirement Investment Decisions
Consumer Pamphlets
The Insured Retirement Institute's mission is to provide financial advisors with information and resources to assist them in addressing their clients' long-term financial retirement goals. Advisors that offer annuities to their clients can use the following consumer pamphlets that explain annuities and the purchase of annuities.
Recommended by 58 people IRI Research: Retirement Planning and the Elder Market
IRI's "Retirement Planning and the Elder Market" explores the challenges advisors face in conveying pertinent information to older clients, a market segment that is growing in both number and net worth. The report found the highest median net worth is among individuals between ages 55 and 64 while senior citizens, age 75 years and older, have a net worth nearly 20 percent higher than that of Boomers between ages 45 and 54.
Recommended by 48 people IRI Report: Women, Retirement and Advisors
While married women are more confident than un-married women, half of all women feel they need assistance in managing their finances.
Recommended by 41 people IRI Research: Middle-Income Boomers and Retirement
The Insured Retirement Institute report, "Middle-Income Boomers and Retirement," found that Middle-Income Boomers - those with income between $30,000 and $74,000 - recognize the need for retirement planning, yet only 50% have determined their financial need for a comfortable retirement.
Recommended by 39 people IRI Research: Boomer Expectations for Retirement
The Insured Retirement Institute's (IRI) new survey, "Boomer Expectations for Retirement," found that more than one-third of pre-retirees do not know the age at which they will retire. The report also found that among this group, three out of 10 Boomers cited concern about having sufficient assets as a top issue, while over half said they will work for income in retirement (meaning they are actually not retired).
Recommended by 32 people Nearly Half of All Workers Have Less Than $10K in Savings
This webinar hosted by the Insured Retirement Institute (IRI) and conducted by Employee Benefits Research Institute (EBRI) President and CEO Dallas Salisbury revealed that half of all workers cite low confidence in having enough money to live comfortably throughout their retirement years.
Recommended by 33 people IRI Report: Women and Retirement
Representing half of all individuals with at least $500K in investable assets, women remain underserved.
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