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IRI's mission is to provide financial advisors and other interested parties with information and resources to assist in a better understanding of annuities and the role of these products in financial retirement planning. One very important resource are the articles in the financial and consumer press.
Recommended by 13 people How Annuities Could Be a Health-Care Cost Cushion
Most annuity agents don’t talk about using annuities to help pre-retirees and retirees with funding their health care expenses in retirement, but that could change.
Recommended by 52 people Study: Retirees Favor Guaranteed Income Over Asset Accumulation
Research from the Insured Retirement Institute (IRI) and Cogent Research underscores the importance annuity buyers place on guaranteed income during retirement as opposed to accumulating assets. Nearly two-thirds (65 percent) of advisors who participated in the survey and who sell annuities said that guaranteed income options are expected to become more prevalent over the next five years, surpassing other factors.
Recommended by 47 people Study Shows Annuity Industry Poised for Growth
Two major changes are taking place in the annuity industry today. According to a new report released by Cogent Research and the Insured Retirement Institute (IRI), conversations with advisors have become more emotional and are heavily geared toward securing retirement income as opposed to accumulating assets. In fact, nearly two-thirds (65%) of advisors currently selling annuities indicate that guaranteed income options are expected to increase in importance over the next five years – more so than any other factor.
Recommended by 47 people Boomer Bust Boom
Annuity sales in 2010 crossed the $200 billion mark and 2011 sales continue to climb in double-digit leaps. This is a good time to be an annuity seller and, with the dramatic stock market fluctuations of late, it’s a good time to be an annuity buyer.
Recommended by 29 people Why is the Social Security Hike Seen as Bad News?
Social Security payments will increase by 3.6 percent next year, the government announced last week. This is the first cost of living adjustment (COLA) for the program in three years. It will boost a typical retiree's payments by roughly $500 during 2012. Given price increases and tough economic times for many seniors, you'd think the extra money would be welcome.
Recommended by 30 people Social Security Goes Up, but So Do Medicare Premiums
The good news: Social Security recipients are getting their first cost-of-living raise, 3.6 percent, since 2009. The bad news: Rising Medicare premiums will eat into that increase for many, and could erase it entirely for a small percentage.
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