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Articles

IRI's mission is to provide financial advisors and other interested parties with information and resources to assist in a better understanding of annuities and the role of these products in financial retirement planning. One very important resource are the articles in the financial and consumer press.

 

Articles  

Job Market Even Tougher for Older Americans

NBC Nightly News references the Insured Retirement Institute's research in the segment "Job Market Even Tougher for Older Americans."

Alarming Number of Boomers Exhausted Savings During Recession

Older Americans also took Social Security earlier, with diminished payouts; ‘profound impact on adults'

Variable Annuities Key to Successful Portfolios: IRI

Independent and insurance brokers/dealers are the strongest sales channels for variable annuities, according to The Insured Retirement Institute’s (IRI) “2011 Portfolio Construction Dynamics” report. But, generating income throughout these broker/dealers’ clients’ retirement doesn’t come without challenges. The report from IRI—in partnership with Cerulli Associates—explores these challenges and offers insight on how to grow adviser acceptance of variable annuities as a retirement income solution.

Middle-Income Boomers: An Untapped Market

With little confidence in their ability to plan for retirement or in their knowledge to navigate through a sea of investment vehicles, middle-income baby boomers are in dire need of retirement income advice. Underserved by financial advisors, this untapped market of age 60-plus boomers earning between $30,000 and $75,000 presents an opportunity for financial planners to provide meaningful retirement planning while expanding their client base.

Can Annuities Solve the Retirement Crisis?

A government study is drawing accolades from professionals in the insurance and financial community—a rare event, given that government and financial interests are often at odds. The 79-page document issued by the U.S. Government Accountability Office (GAO) says experts are recommending use of income annuities to generate retirement income, among other strategies.

IRI Kicks Off Annual Meeting Names ING's Ford Chairman of Board

The Insured Retirement Institute (IRI) today announced the election of Lynne Ford, CEO of ING Individual Retirement as the Chairman of the IRI Board of Directors. Ms. Ford replaces James Shepherdson, Chairman Emeritus of AXA Distributors, LLC and Managing Partner of Crossroads Capital Group, who will remain on the IRI Board as past Chairman until 2013. Mr. Shepherdson is credited with the successful execution of the Association's rebranding, the expansion of IRI's membership and growing the overall financial foundation of IRI.


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