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The Insured Retirement Institute's mission is to provide financial advisors and other interested parties with information and resources to assist in a better understanding of annuities and the role of these products in financial retirement planning. One very important resource are the articles in the financial and consumer press.

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Retirement Crisis Shows Need for Insured Retirement Strategies

The Insured Retirement Institute (IRI) today submitted its response to the Federal Insurance Office (FIO) request for comment for “Public Input on the Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States.” In the letter, the IRI commends the FIO’s efforts to identify ways to modernize and improve the country’s insurance regulatory system, while examining the availability of insurance products to underserved populations. The Institute also encourages the FIO to focus on the regulatory environment in the context of the current state of retirement savings readiness in America and the need for consumers to insure against the risk of outliving their assets as part of any assessment of the regulation of the insured retirement industry.

One Year Anniversary of IRI/RegEd Annuities Training Platform

The Insured Retirement Institute (IRI) and RegEd today announced that their industry wide solution to the NAIC annuity suitability training requirements, the Annuities Training Platform (ATP), has delivered more than 150,000 courses to financial advisors and insurance producers. This milestone comes as the ATP reaches its one year anniversary.

3Q VA Product Changes Slow, Benefits Trend Toward More Generous

The Insured Retirement Institute (IRI) today released a report on product trend updates within the U.S. variable annuity market. Compiled by Morningstar, the report found that variable annuity benefit activity for the third quarter slowed significantly from the robust filings made during the second quarter of this year. In the third quarter, carriers made 40 material changes, down from 162 changes in the second quarter, and down from 106 changes in the same quarter last year.

IRI/AARP/WISER Webinar: Working with Boomers and Older Clients

The IRI/AARP/WISER webinar on working with Boomers and older clients covered an array of topics unique to older investors. The presentation slides and recording of the webinar are available here.

Study: Retirees Favor Guaranteed Income Over Asset Accumulation

Research from the Insured Retirement Institute (IRI) and Cogent Research underscores the importance annuity buyers place on guaranteed income during retirement as opposed to accumulating assets. Nearly two-thirds (65 percent) of advisors who participated in the survey and who sell annuities said that guaranteed income options are expected to become more prevalent over the next five years, surpassing other factors.

IRI-Cogent Study Shows Annuity Industry Poised for Growth

Two major changes are taking place in the annuity industry today. According to a new report recently released by the Insured Retirement Institute (IRI) and Cogent Research, conversations with advisors have become more emotional and are heavily geared toward securing retirement income as opposed to accumulating assets. In fact, nearly two-thirds (65%) of advisors currently selling annuities indicate that guaranteed income options are expected to increase in importance over the next five years – more so than any other factor. This and other insights can be found in a new report, The Evolution of the Annuity Industry, which outlines the opportunities and challenges that lie ahead and provides a comprehensive look at the annuity industry through the eyes of insurance carriers, broker/dealer gatekeepers, advisors and investors.


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