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The Insured Retirement Institute's mission is to provide financial advisors and other interested parties with information and resources to assist in a better understanding of annuities and the role of these products in financial retirement planning. IRI provides the industry with educational coursework, consumer pamphlets, industry statistics, Annuity Fact Book, research, and other material.
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Recommended by 11 people IRI Exclusive Report: The Retirement Readiness of Generation X
The Insured Retirement Institute's (IRI) exclusive report, "Retirement Readiness of Generation X: An Overview of the Next Generation of Retirement Investors," explores the retirement preparations of Americans in their 30s and 40s, and looked at their outlook for retirement and the issues that are shaping these expectations. The report found that nearly two-thirds (65 percent) of the members in Generation X (GenXers) lack confidence that they will have enough money to live comfortably in retirement, to cover medical expenses during retirement and to pay for the cost of their children's higher education.
Recommended by 9 people IRI Comment Letter to NAIC Contingent Annuity Working Group
On January 19, 2012, IRI submitted a Comment Letter to the NAIC Contingent Annuity Working Group in regard to the Consumer Need for Contingent Annuities and Proper Classification of Contingent Annuities as Annuities under State Law.
Recommended by 22 people IRI Exclusive Report: Health Care Expenses and Retirement Income
The Insured Retirement Institute's exclusive report, "Health Care Expenses and Retirement Income: How Escalating Costs Impact Retirement Savings," examines the impact of rising medical expenses on Baby Boomers' retirement income planning and strategies that may alleviate some of the financial burden.
Recommended by 17 people IRI Comment Letter to Federal Insurance Office
On Wednesday, December 15, 2011, the Insured Retirement Institute (IRI) submitted its response to the Federal Insurance Office (FIO) request for comment for "Public Input on the Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States."
Recommended by 41 people Retirement Crisis Shows Need for Insured Retirement Strategies
The Insured Retirement Institute (IRI) today submitted its response to the Federal Insurance Office (FIO) request for comment for “Public Input on the Report to Congress on How to Modernize and Improve the System of Insurance Regulation in the United States.” In the letter, the IRI commends the FIO’s efforts to identify ways to modernize and improve the country’s insurance regulatory system, while examining the availability of insurance products to underserved populations. The Institute also encourages the FIO to focus on the regulatory environment in the context of the current state of retirement savings readiness in America and the need for consumers to insure against the risk of outliving their assets as part of any assessment of the regulation of the insured retirement industry.
Recommended by 56 people Variable Annuities Post Record New Sales
The Insured Retirement Institute (IRI) today announced final third quarter results for the United States annuity industry. Net variable annuity sales were $8.8 billion, the highest level in fourteen quarters when third quarter 2007 levels were $8.9 billion. In addition, revised annuity sales for the third quarter show a greater year-to-year growth, and a smaller quarter-to-quarter decline than originally estimated. Third quarter industry-wide sales were $58.1 billion, up 6 percent from third quarter 2010 sales of $54.5 billion. Compared to second quarter sales of $60.4 billion, third quarter sales were down 4 percent.
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