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Research

The Insured Retirement Institute's mission is to provide information and news that can be of assistance in the education and better understanding of the role that annuities play in financial retirement plans.

 

Research  

Annuity Sales Reveal Consumer Preferences

The Insured Retirement Institute (IRI) today released a report on sales flow data within the U.S. variable annuity market for the first quarter. Compiled by Advanced Sales & Marketing Corporation, the report found that consumers who buy annuities overwhelmingly show interest in living benefit guarantees. More than 81% of variable annuity purchasers chose to protect themselves with a lifetime guarantee of income in the first quarter, the report shows.

IRI Survey: Annuities Projected to Have Strong Growth Potential

The Insured Retirement Institute (IRI) today released a survey in partnership with Cerulli Associates that offers critical insight into the state of the annuity industry. Conducted in the first quarter of this year, the survey found that the overall outlook for the annuity industry is positive, as retirement income and principal protection continue to rate highly among industry executives and advisors. While some challenges remain, respondents indicated the growth industry’s opportunities are strong, with growth for variable annuities ranking 4.1 on a 5-point scale, and fixed ranking 3.2 on the same scale.

First Quarter Product Trend Update for U.S. VA Market

The Insured Retirement Institute (IRI) today released a report on product trend updates within the U.S. variable annuity market for the first quarter. Compiled by Advanced Sales & Marketing Corporation, the report found that carriers filed more than 140 changes in the first quarter, compared to just 37 in the previous quarter. In addition, year-to-year quarterly product changes rose by 4%, increasing from 135 changes in the first quarter in 2009.

IRI VA Summary Prospectus Proposal

The Insured Retirement Institute (IRI) has provided the SEC a proposal to create a summary prospectus for variable annuities.

Financial Advisors’ Client Behavior Survey

Today’s volatile market is causing investors to make changes in their retirement plans, according to new survey results from NAVA, the Association for Insured Retirement Solutions. More than half of survey respondents, which included more than 1,500 financial advisors across the country, said their clients believe they will have to work longer and delay retirement plans.


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