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Research

The Insured Retirement Institute's mission is to provide information and news that can be of assistance in the education and better understanding of the role that annuities play in financial retirement plans.

 

Research  

IRI Exclusive Report: The Retirement Readiness of Generation X

The Insured Retirement Institute's (IRI) exclusive report, "Retirement Readiness of Generation X: An Overview of the Next Generation of Retirement Investors," explores the retirement preparations of Americans in their 30s and 40s, and looked at their outlook for retirement and the issues that are shaping these expectations. The report found that nearly two-thirds (65 percent) of the members in Generation X (GenXers) lack confidence that they will have enough money to live comfortably in retirement, to cover medical expenses during retirement and to pay for the cost of their children's higher education.

IRI Exclusive Report: Health Care Expenses and Retirement Income

The Insured Retirement Institute's exclusive report, "Health Care Expenses and Retirement Income: How Escalating Costs Impact Retirement Savings," examines the impact of rising medical expenses on Baby Boomers' retirement income planning and strategies that may alleviate some of the financial burden.

Variable Annuities Post Record New Sales

The Insured Retirement Institute (IRI) today announced final third quarter results for the United States annuity industry. Net variable annuity sales were $8.8 billion, the highest level in fourteen quarters when third quarter 2007 levels were $8.9 billion. In addition, revised annuity sales for the third quarter show a greater year-to-year growth, and a smaller quarter-to-quarter decline than originally estimated. Third quarter industry-wide sales were $58.1 billion, up 6 percent from third quarter 2010 sales of $54.5 billion. Compared to second quarter sales of $60.4 billion, third quarter sales were down 4 percent.

IRI Research: Retirement Planning and the Elder Market

IRI's "Retirement Planning and the Elder Market" explores the challenges advisors face in conveying pertinent information to older clients, a market segment that is growing in both number and net worth. The report found the highest median net worth is among individuals between ages 55 and 64 while senior citizens, age 75 years and older, have a net worth nearly 20 percent higher than that of Boomers between ages 45 and 54.

IRI Report: Women, Retirement and Advisors

While married women are more confident than un-married women, half of all women feel they need assistance in managing their finances.

IRI Research: Middle-Income Boomers and Retirement

The Insured Retirement Institute report, "Middle-Income Boomers and Retirement," found that Middle-Income Boomers - those with income between $30,000 and $74,000 - recognize the need for retirement planning, yet only 50% have determined their financial need for a comfortable retirement.


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