Joseph Neary is chief risk officer for Cetera Financial Group. In this role, Joe is responsible for ensuring a holistic risk picture across the firms in the Cetera Financial Group network. He leads a team of compliance and risk management professionals who provide advice and guidance regarding regulatory matters and other risk issues impacting the firms and its registered broker-dealers and investment advisory firms.

Prior to joining Cetera, Joe was a Senior Vice President at Guardian Life Insurance Company and the CCO of Park Avenue Securities and held CCO’s roles for both the broker dealer and advisory firms at AIG Advisor Group. He has also been a senior compliance officer for AIG SunAmerica Asset Management and served as the CCO for AIG Capital Services, the principal underwriter for SunAmerica Products. Joe started his career in financial services in 1997 as a compliance officer and counsel at Prudential Financial and Marsh & McLennan, where his responsibilities included focusing on the oversight of wholesaling broker-dealer activities, product manufacturing, capital raising, arbitrations and litigation and retirement services compliance oversight. Joe also has experience managing the risk oversight with regards to the distribution of direct investments and investment banking.  Before starting his career in Financial Services Joe worked at law firm in Thailand advising on Trademark and Corporate Law as well as a small general practice in Central New Jersey.

Joe earned his L.L.M. in international business transactions from McGeorge School of Law, his J.D. from Widener University Law School and B.S. from Montclair State University.  He holds 7, 24, 53 and 66 securities registrations. He is licensed to practice law in New York and New Jersey.