Regulatory Examinations Priorities Report
This IRI report is designed to help members identify and highlight where examination priorities overlap and to provide insight on those areas of focus and other hot topics within the industry, including related activity by state regulators.
Public Policy Developments Impacting IRI Members
This report provides an overview of key regulatory proposals, final rules and regulations, and other important developments that occurred throughout the previous year.
State of the Insured Retirement Industry: 2023 Review & 2024 Outlook
IRI’s annual report on annuity market data, operations and technology, and regulatory and legislative trends in 2023, and notable themes emerging in 2024.
Annuity Basics: Optimizing Tax-Deferred Investing and Retirement Income Using Variable Annuities
This report shows how tax-deferred investments in variable annuities can produce higher retirement income at the same risk level as other investments, especially when investing in tax-inefficient asset classes, while protecting against longevity risk.
IRI Member Survey – Insurer Supervision of Third Parties under the NAIC Model Regulation #275
IRI conducted a survey of its members to gather information on how insurers satisfy these obligations when contracting with a third party, such as a broker-dealer, to perform these required supervisory functions.
The Retirement Saving and Income Handbook – 2024
The Handbook is a basic guide to commonly available annuities and non-annuity alternatives. It provides basic information about the structure, benefits, and limitations of each solution, combined with visual representations of the mechanics of each solution and a robust glossary of key terminology.
Research Brief: The Impact of Financial Guidance on Retirement Readiness
Based on consumer research with 800 retired Americans, the brief explores the impact financial professionals can have on retirement readiness, financial security and confidence, and investing strategies.
Research Brief: Advancing “Digital First” for Annuities
The brief highlights significant finding from the report, which is based on recently conducted research with financial advisors exploring their preferences when using digital capabilities, barriers to use, what would motivate them to use digital capabilities more often, and what would motivate them to consider annuities more often in client portfolios.
Research Brief: Advisor Views on Client Goals, Concerns, & Preferences
Annuities are capable of truly insuring against market losses and longevity risk, and IRI’s survey…
Survey of Financial Advisors
IRI’s most recent survey of financial advisors focuses on client goals, concerns, and investment preferences.