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WASHINGTON, D.C. – The U.S. Senate today passed the One Big Beautiful Bill Act, a tax and budget reconciliation measure that, among other provisions, preserves the tax-deferred treatment of retirement savings—a vital incentive to encourage workers enrolled in employer-provided retirement plans to save for their retirement.

IRI has been meeting with members of Congress to remind them of the valuable role tax-deferral of retirement savings plays encouraging workers to save for retirement during their working years.

“Both the House and Senate have passed versions of the budget reconciliation measure that protects the tax deferral treatment of retirement savings, which is a valuable tool that encourages workers to save for their future financial security,” said Wayne Chopus, President and CEO of IRI. “Workers will save less if tax deferral of retirement savings were reduced or eliminated.”

The House and Senate must next agree on one version of the One Big Beautiful Bill Act, vote to approve it and then it will be sent to the President to sign into law.

The reconciliation bill aims to renew the Tax Cuts and Jobs Act of 2017, as well as other provisions advocated by the Trump Administration. Preserving tax deferral of retirement savings is a top IRI priority included in the association’s 2025 Federal Retirement Security Blueprint.

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Contact: Dan Zielinski

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